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Terms of Service

Effective Date: 09/23/2025

Welcome to Paragraph Learning (“we,” “our,” or “us”). These Terms of Service (“Terms”) govern your use of our website, application, and related services (collectively, the “Service”). By using the Service, you agree to these Terms. If you do not agree, please do not use the Service.

1. Accounts

  • You must provide accurate and complete information when creating an account.
  • You are responsible for maintaining the confidentiality of your login credentials.
  • You are responsible for all activities that occur under your account.

2. Subscriptions & Payments

  • Payments are processed securely through Stripe. We do not store payment card details.
  • Subscriptions renew automatically unless canceled.
  • You may cancel your subscription at any time. If canceled, you will retain access until the end of the current billing period.
  • Refunds are not provided for partial billing periods unless required by law.

3. Acceptable Use

You agree not to:

  • Use the Service for unlawful, harmful, or fraudulent purposes.
  • Attempt to disrupt or interfere with the Service’s operation.
  • Exceed the daily usage limits of your plan by any means.

We may suspend or terminate accounts that violate these Terms.

4. Intellectual Property

  • All rights, title, and interest in the Service, including software, content, and design, remain our property or our licensors.
  • You may use the Service only for personal or business purposes consistent with these Terms.

5. Termination

We may suspend or terminate your account if you violate these Terms or misuse the Service. Upon termination, your right to use the Service ends immediately.

6. Disclaimers

  • The Service is provided “as is” without warranties of any kind.
  • We do not guarantee uninterrupted or error-free operation.
  • WE DO NOT WARRANT THAT THE SERVICES OR ANY CONTENT WILL BE ACCURATE, COMPLETE, OR UNINTERRUPTED, AND WE SHALL NOT BE RESPONSIBLE FOR ANY ERRORS, MISTAKES, OR INACCURACIES IN THE CONTENT.

7. Limitation of Liability

  • We are not liable for indirect, incidental, or consequential damages.
  • Our total liability for any claim relating to the Service shall not exceed the amount paid by you in the last 3 months of your subscription.

8. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Illinois, USA, without regard to conflict of law principles.

9. Changes to Terms

We may update these Terms from time to time. If we make material changes, we will notify you (for example, by email or by posting a notice on our site). Continued use of the Service after changes become effective constitutes your acceptance of the updated Terms.

10. Contact Us

If you have questions about these Terms, please contact us at:

📧 paragraph.learning@gmail.com